Real estate appraisal services for homeowners in the city of Onamia and Mille Lacs County

Check out the top 7 reasons MN homeowners order from BCR Real Estate Services:

  1. Find the right listing price (whether you're using an agent or selling the home on your own)
  2. Challenge Mille Lacs county's assessment of your propertyworth
  3. To lower a mortgage payments by removing PMI
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. To settle an estate in Mille Lacs county or MN by determining the true market value of real estate in question

Need help determining the price of your home in or near Onamia, MN?
Contact BCR Real Estate Services.

We at BCR Real Estate Services understand the unique needs of a homeowner looking for appraisal services. Our customary business clients get the appraisal process and the standard reporting formats. But as a consumer,we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we present our findings.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much your home is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value estimation than yours.

Appraisals to remove PMI

An attractive way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're veterans in helping folks just like you do away with unwanted PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if you live in a region that's declining or is not appreciating as much as other homes close by. This means you're going to pay higher taxes than you should be paying. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal from BCR Real Estate Services is your best weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

If your property is in a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow viewpoint. An expert appraisal from BCR Real Estate Services can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Do you need a seasoned professional to double-check your appraisal for verity, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from BCR Real Estate Services can go out and check the subject and comparables in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had done before. Even though this is typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property.